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Payment

 

Payment Methods

 

Gift Certificates

 

What is PayPal & PayPal eCheck?

 

How Does INTERAC Online Work?

 

Can I pay by Money Order, Certified Cheque or Fax?

 

 

 

 

 

 

 

 

 

 

 

 

 

Payment Methods

 

We accept Visa, Mastercard, American Express, PayPal, Interac and Gift Certificates.

 

Gift Certificates

 

How do I purchase Gift Certificates?

 

You can purchase gift certificates in any denominations of up to $250 and personalize it for any occasion on this Gift Certificate page. You can send it by email or postal mail. The gift certificate will have a 16 digit code the recipient provides when ordering from the site.

 

How do I redeem Gift Certificates?

 

Every Gift Certificate has a 16 digit code. On the final checkout page, select Gift Certificate as your payment option and enter the gift certificate code that was in the certificate. The dollar value of your gift certificate is automatically deducted from the total charge of your order. If there is a balance left over from your gift certificate, you can use it for your next purchase. The balance due on an order that exceeds the gift certificate amount must be paid by credit card, PayPal or Interac.

 

What is PayPal & PayPal eCheck?

 

PayPal is the word’s most popular form of online payment besides credit cards. The advantage of paying with PayPal is you never share your financial details (credit card information) the merchant you are shopping from. Registering for PayPal is fast, free and easy and can be set up with a credit or debit card. If you wish to register for a free PayPal account click here. PayPal offers completely instant payment when your account is registered using a credit card.

If you wish to register for PayPal using a debit card unfortunately you will not be able to complete your payment instantly. PayPal offers what they call eCheck, where it resembles that of a electronic cheque taking time to clear. When paying by eCheck you submit your payment which typically takes 10 days to clear. After 10 days PayPal will transfer your funds to us and your order will be shipped out immediately after.

We do not recommend eCheck unless it is absolutely necessary as it is the slowest method of payment. We highly recommend INTERAC Online, as it is completely safe and secure payment method using your debit card that is paid instantly.

 

How Does INTERAC Online Work?

 

The INTERAC Online allows you to pay for your products online directly from your bank account. When you select the INTERAC payment option you are redirected to the INTERAC Online gateway page where you choose your financial institution. Once the transaction is approved in online banking, you will be redirected back to Vitamart.ca.

 

INTERAC Online is the most secure because:

  • No sensitive information is shared from your bank
  • You finalize all the payment details through your current online banking account at your banks actual website using your usual User ID and password

 

INTERAC Online Benefits Summary:

  • Privacy: None of your financial details (card number or login information) is shared
  • Ease of use: Because your payment is conducted through your existing online banking, you don't need to sign up or create any new passwords or accounts.
  • Security: Payment is completed through your financial institution.
  • Spending Control: The INTERAC Online service helps you better manage their finances. You pay immediately using available funds from your bank account, unlike credit where you owe later.

 

Banks Accepting Interac Online: RBC, Scotia Bank, TD Canada Trust and BMO. CIBC is currently not part of this program.

 

Can I pay by Money Order, Certified Cheque or Fax?

 

In the past we accepted money orders or certified cheques, but recently with now being able to use your debit card (INTERAC Online) and the rise in popularity of PayPal we haven't really seen a need to accept those payment methods. The reason we are staying away from them is the actual process is slower and the time for you to get your products takes longer. If we are in an absolute pinch we would be open to doing an email money transfer just to ensure nothing is delayed.

 

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